Looking at the email it does look legit. But why would Bank of America ask for my TIN or SSN when they already have it on file from the first time I opened up my account? My guts were telling me this wasn't right. And when you feel this way, trust your instinct RIGHT AWAY! I researched online last night for confirmation and amazingly, 75% say it's valid. It's Legit! but without valid confirmation from the bank itself- Then 25% say it is a Scam! There was no sense of validation to any of this ratings or where they got the info from! For all I know the people who said it's valid may be the same person scamming us all! I opted to TRUST MY INSTINCT!
Today, I called the Customer Service number on the back of my card to get real answers and TRUE ENOUGH, the EMAIL WAS NOT from Bank of America and I was told to forward the email to email@example.com. IT IS A SCAM!
Don't Be FoOLed!
Legit Email from Bank of America below:
Rule of Thumb : When in doubt, trust your instinct and get the answer straight from the alleged source. You're doing yourself a BIG favor!
Bank of America quickly responded to my email along with useful tips!Some things to keep in mind regarding fraudulent emails:
- Unlike phishing emails, we will never ask you to verify personal information in response to an email
- Most fake communications convey a sense of urgency by threatening discontinued service
- Many fraudulent emails contain misspellings, incorrect grammar, and poor punctuation
- Links within the fake email may appear valid, but deliver you to a fraudulent site
- Phishing emails often use generic salutations like “Dear Customer,” or “Dear account holder” instead of your name
- The address from which the email was sent is often not one from the company it claims to be